Digital Bridge
Treasury controls audits for fintech operators who need payment dual control, reconciliations, and liquidity buffers to hold up under partner review.
Primary engagement
Treasury controls framework audit — a structured review of how your firm authorises, moves, and records cash across banks, wallets, and settlement rails.
You leave with a control inventory, ranked findings, and a remediation sequence your treasury and finance leads can own. Fees on this site are guides only; work starts after a written proposal.
Related treasury work
Request a single module or combine reviews ahead of a banking-partner or board cycle.
Treasury controls framework audit
End-to-end review of how a fintech operator authorises, moves, and records treasury cash across banks, wallets, and settlement rails.
Payment instruction dual-control assessment
Focused testing of maker-checker paths for outbound payments, FX bookings, and intercompany sweeps.
Bank reconciliation control review
Independent look at how treasury reconciles nostro, client money, and settlement accounts—and what happens when breaks persist.
Liquidity buffer controls audit
Assess the controls that keep operating and client liquidity buffers intact under stress and normal settlement cycles.
Treasury access and segregation review
Review of who can initiate, approve, and settle treasury activity across banking portals and internal tools.
Treasury evidence pack for diligence
Assemble a reusable pack of treasury control evidence for banks, auditors, and internal audit questionnaires.
From operators we have reviewed
Fintech teams who needed their treasury story to match day-to-day cash movement.
Digital Bridge walked our payment instruction trail end to end. The dual-control gaps they found were the same ones our banking partner later asked about—already remediated.Mei Lin Chong — Head of Finance, licensed payment operator
Their reconciliation review gave us ageing thresholds we could put in front of the board without translating auditor dialect into plain Hong Kong English.Adrian Kwok — Treasury lead, cross-border remittance firm
We needed a treasury evidence pack before a partner renewal. The folder structure and owners they left behind still run our diligence cycle.Sofia Pereira — COO, digital wealth platform
Common questions
What does a treasury controls audit cover?
We review how your firm authorises and releases payments, enforces dual control, reconciles bank and settlement accounts, protects liquidity buffers, and retains evidence those steps happened. Scope is agreed in a written proposal before fieldwork.
Who is this for?
Licensed and pre-licence fintech operators in Hong Kong that move client or operational funds—payments, remittance, lending, and digital wealth teams preparing for banking partners, internal audit, or board assurance.
Are website prices final invoices?
No. Listed figures are informational starting points. Fees are confirmed in a signed proposal after we understand account volume, banking setup, and evidence readiness.
How long until we can start?
Most engagements begin within two to four weeks of signed scope, depending on access to banking portals, sample files, and interview calendars. Urgent partner-driven reviews can be discussed on the scoping call.
Do you process payments or sell software?
No. Digital Bridge provides audit and advisory engagements only. We do not run checkout, custody, or treasury software.